List of Banks Providing Home Loans in Pakistan
Who does not want the luxury of having their own home?
It is the dream of most of us. Living in a rented house may become frustrating and annoying. Privacy and comfort are usually absent in rented spaces and oh… don’t forget the sky-high utility expenses. A place you can call home is indeed a blessing.
However, building a home in today’s era can be very difficult due to the increasing cost of raw materials, labor, and property tax. Before getting a loan for the home you exactly know about the plot size conversion. Once you know the exact size of your land then it is easy for you to get a loan with a proper plan. Thankfully, some banks are providing home financing for Pakistani people.
All you have to do is pay a certain amount of money every month to the bank. This makes the whole construction process easier and more practical. A person belonging to the middle class and upper-middle class can enjoy the perks of their very own home, all thanks to home financing.
We have outlined a very useful and thorough comparison among different banks so that you can see how the whole loan thing works.
Before starting off with the article, we would like to highlight that the costs and interest rates mentioned in the content are for Islamabad. The interest rates, terms, and conditions may differ in other cities.
Also, these figures are related to an average 5-marla house in Islamabad. The cost of construction is taken as Rs. 26 lac, and the payback period is 15 years.
You can change the cost of construction, income bracket and payback period according to your preference. The primary objective of this article is to educate people about the interest rates, processing fees and basic requirements of every bank.
If you want to know about the breakdown of construction costs of a 5-marla house, then do check out Cost to construct 5 marla house where we have sketched all the costs associated with the grey structure of a 5 marla house for sale. There are many construction companies that provide high-quality construction services at an affordable price.
APR stands for annual percentage rate. It is the annual interest rate that the person has to pay the bank. Secondly, the repayable amount is the total amount (principal amount and interest amount) that the person has to pay back to the bank.
List of Banks Providing Home Loans in Pakistan
1. Bank Alfalah
Alfalah Home Finance is giving home loans on easy terms and conditions. You can apply for a loan amount starting from Rs2 million to Rs. 50 million, payable in 36 to 240 monthly installments.
The minimum salary requirement for the filer is Rs. 70,000, and the age limit is 23-60 years. Documents required for loans include CNIC, salary slips, 12-month bank statements, and two years of employment under the current employer.
Website: Bank Alfalah
Through ‘HBL Home Loan,’ you can apply for a loan amount starting from Rs2 million to Rs. 15 million, payable in 60 to 240 monthly installments. HBL is also offering a loan calculator on its website that you can use to calculate the loan amount.
The minimum salary requirement for HBL is around Rs. 100,000. The person should be 22-60 years old. The documents required are CNIC, salary slips, a 12-month bank statement, a minimum 5-year experience, Pakistani nationality (Resident & nonresident Pakistani), and a letter from the employer.
You can apply for a loan amount of up to Rs. 25 million, payable in 12 to 240 monthly installments.
The person should have a monthly salary of Rs. 50,000 and should be 21-60 years of age. The documents required include CNIC, salary slips, a 12-month bank statement, and proof of Pakistani residency.
4. Askari Bank
Askari bank offers loan amounts starting from Rs. 500,000 to Rs20 million, payable in 36 to 300 monthly installments.
Just like MCB, the minimum salary requirement for Askari Bank is Rs. 50,000. The age limit is 22-60 years, and the documents needed for further processing include CNIC, salary slips, and a 12-month bank statement.
Website: Askari Bank
You can apply for a loan amount starting from Rs. 1 million, payable in 36 to 240 monthly installments.
To get the loan, the person should have a monthly income of Rs. 50,000. They should be 23-65 years old. The papers needed are CNIC, salary slips, a 12-month bank statement, proof of Pakistani residency, and proof of 12 years of employment.
6. Bank Al Habib
Like other banks, Bank Al Habib is also providing a loan starting from Rs. 300,000 to Rs. 20 million, payable in 240 monthly installments.
The minimum salary requirement is Rs. 60,000 and the age limit is 23-60 years. The things needed for the paperwork include CNIC, salary slips, and 12 monthly bank statements.
Website: Bank Al Habib
If you want to verify your driving license by sitting at home, read: the process of driving license online verification in Pakistan.
7. JS Bank
JS Bank offers home loans ranging from Rs. 500,000 to Rs. 100 million, payable in 12 to 240 monthly installments.
For JS Bank, the salary bracket is a bit high. The minimum salary requirement is around Rs. 70,000. The person should be 21-60 years old and should have CNIC, salary slips, and 12-month bank statements with them.
Website: JS bank
8. Meezan Bank
With Meezan Bank, you can apply for a loan amount starting from Rs. 500,000 to Rs. 50 million, payable in 24 to 240 monthly installments.
Meezan Bank gives loans to a person who has a monthly income of around Rs. 40,000. The age bracket is 25-65 years, and the papers required for further processing include salary slips, 12-month bank statement and 2-year employment proof.
Website: Meezan Bank
9. Standard Chartered
Saadiq Home Financing division of Standard Chartered is also giving loans. Like HBL, this bank is also providing an online loan calculator for its customers. You can apply for a loan amount starting from Rs3 million to Rs30 million, payable in 12 to 240 monthly installments.
With Standard Chartered Bank, financing is available for up to 75% of property value. The salary requirement and age requirements are Rs. 50,000 and 21-60 years, respectively. If you are interested in getting a loan from SC, then do bring your CNIC, salary slips, 12-month bank statement and a letter from your employer with you.
Website: Standard Chartered
10. Summit Bank
Summit Bank allows its valued customers to apply for a loan amount starting from Rs. 300,000 to Rs. 100 million, payable in 12 to 240 monthly installments.
The base pay for Summit Bank is Rs. 80,000, and the age limit is 23-60 years. The documents needed for formal paperwork include CNIC, salary slips, a 12-month bank statement, and a letter from the employer.
Website: Summit Bank
11. Bank Islami
Bank Islami is also offering home financing, starting from Rs. 200,000 to Rs. 50 million, payable in 24 to 300 monthly installments.
The minimum salary requirement is Rs. 51,000, and the age limit is 25-65 years. Bank Islami requires CNIC, salary slips, a 12-month bank statement, 6-month employment proof, and the last 6 months’ utility bills for documentation.
Website: Bank Islami
12. Bank of Punjab
The BOP is also offering home financing from Rs10 million and above, payable in 240 monthly installments.
The person should be earning around Rs. 40,000. They should be 21-60 years old. They should also have CNIC, salary slips, bank statements and a copy of utility bills with them.
Website: Bank of Punjab
Al-Baraka is giving out loans starting from Rs0.3 million to Rs. 35 million, payable in up to 240 monthly installments.
The minimum salary requirement is Rs. 50,000, and the person should be around 21-60 years of age. The documents required include CNIC, salary slips and bank statements.
14. MCB Islamic Bank Ltd
MCB, being one the leading banks of Pakistan is also giving a loan amount up to Rs. 30 million, payable in 24 to 240 monthly installments.
The minimum salary requirement is Rs. 60,000. Your age should be around 25-65 years. The documents needed are CNIC, salary slips, bank statement and a minimum of five years in service.
Website: MCB Islamic Bank Ltd
15. NBP (National Bank of Pakistan)
National Bank of Pakistan also provides home loans to its valuable customers on easy terms and conditions. NBP home loan provides the best home loan rates in Pakistan because of its variable annual return policy.
Under the NBP Saibaan program, the bank is providing construction loans and purchase loans to its customers. The maximum amount that you can get is around Rs.35 million for a period of 3 to 20 years.
To avail of the loan, the person should be at least 22 years old with a net income of around Rs.10, 000 (if he or she is a government employee) and Rs.15000 (if he or she is privately employed).
To apply for the loan, you need to have the following documents with you:
- Two attested passport-size photographs.
- Two attested copies of your CNIC.
- Two attested copies of CNIC of references.
- Cheque for the processing charges.
- Cheque in favor of legal counsel for a legal opinion.
- Cheque in favor of Valuator for valuation report.
- Cheque in favor of income Estimation Company for income estimation report, if applicable.
- Property Documents: an attested copy of title documents available.
- Bill of quantity (BOQ) in the case of HC and LPC.
Website: National Bank of Pakistan
16. Faysal Bank
The home loan program of Faysal Bank operates under the diminishing Musharakah principle. In this program, the bank and the customer purchase the asset jointly. The bank then rents out its share of units to the customer.
When all the units are being paid by the customer, the asset gets shifted in the name of the customer and he becomes the sole owner of that specific property.
Currently, the following types of loans are available:
- Home purchase.
- Home builder/ Plot + construction.
- Home renovation.
- Home re-finance (Transfer existing home finance facility).
To avail of the loan, the person should be a citizen of Pakistan. The salaried person should have a net income of Rs.100, 000 and the age limit for the loan is between 21 to 60 years of age.
The following documents are required by the bank for the application process:
- Copy of CNIC.
- 2 passport-size photographs.
- Last six months’ salary slips.
- Salary certificate/employment certificate (Designation, date of Joining, permanent – status, salary Breakup).
- Last 12 months’ bank statement (Original).
- Copy of complete property documents.
Website: Faysal Bank
17. Dubai Islamic Bank
If you are looking for a home loan without interest in Pakistan, then consider this bank. Dubai Islamic Bank is also providing home loans for its customers, that too without any Riba (a concept in Islamic banking that refers to charged interest). So, all those people who do not want to get involved with any kind of interest can opt for this bank as it provides loans up to Rs.75 million.
A Musharakah agreement will occur between the customer and the bank. The bank will purchase the asset for the customer and then it will lease out that property to the customer. When the amount of the loan is paid in full, the bank will shift the complete ownership to the customer.
The following types of home loans are being provided by the bank:
- Home purchase.
- Home renovation.
- Purchase of an undivided share of the property mortgaged by other banks (Balance transfer).
- Construction finance.
- Age: 25 to 60 years old.
- Monthly income: Rs.40, 000 for salaried employees and Rs.50, 000 for self-employed.
Website: Dubai Islamic bank
- Copy of primary applicant’s CNIC
- Copy of co-partners CNIC
- 2 passport-size photographs
- Tax returns
- Copy of utility bill
- Professional degree (for self-employed professionals only)
- Salary certificate/proof of profession
- Latest salary slip
- Bank statement of the last 12 months & bank certificate
18. Allied Bank Limited
Allied Bank Limited is one of the most famous banks in Pakistan that provides home loans on easy terms. If you are a Pakistani citizen within the age bracket of 25 to 57 years and have a net income of 50,000 per month then you are eligible for the home loan.
You can get Rs.40 million in loan and you can repay it within 3 to 25 years, depending upon your preference and budget.
However, unlike many banks, Allied Bank requires you to have a prior relationship of around 6 months with a bank.
The following types of loans from the bank are available at the moment:
- Home/apartment purchase
- Home construction (Land already owned)
- Home Renovation
- Buy land & construct a home
- Last six months’ bank statement (ABL / any other bank, as the case may be)
- Copy of CNIC/ Smart NIC
- Proof of income
- Complete and duly signed “Application Form”
Website: Allied Bank Limited
Khushhali Microfinance Bank provides home loans for renovation and repairs. If you are someone who wants to renovate their house and are looking for finances, consider this bank. Khushhali Bank is providing home loans up to Rs.1000, 000. Your tenure for the month is between 6 to 120 months.
- Age: 25 -60 years (65 years for pensioners)
- The annual income of the applicant should be equal to or less than PKR 600,000 per year
- Residing in the house/ ownership of the house (if the property has been given on rent) for at least 1 year
- Salaried individuals must be working with their current employer for at least 2 years
- 2 years of business experience
- NADRA CNIC/ SNIC holder
Website: Khushhali Microfinance Bank
20. Silk bank
Silk Bank is also providing home loans to its customers in easy installments. It is considered to be one of the best banks for home loans in Pakistan.
An eligible person can get a loan amount up to Rs.2 million and the tenure to return the money is between one to 5 years. You do not have to give security on the loan as well.
- Pakistani residents
- Foreign nationals with an approved company guarantee
- Salaried individuals
- Age: 21-65 years
- Income: minimum Rs.40,000 monthly
Website: Silk bank
All the content provided in this blog post is for educational purposes. The information provided in this article is should be considered for educational/ entertainment purposes only.
You get a loan for small businesses or startups as well. There are million business ideas out there, each catering to a different customer segment.
Pros of getting a home loan in Pakistan
- First of all, getting a home loan means that you are getting ownership of a tangible asset. A home loan will ensure that you become the owner of a house where you can retire after a long tiresome day.
- Financing a home can be difficult. For most of us, paying in bulk for the construction of the house is nearly impossible. This is when the banks come to our rescue. They provide you with the capital you need to build your house and let you return the money at easy terms and conditions.
- Very few people know that there are tax benefits attached to the repayments of home loans. The interest portion of the EMI paid for the year can be claimed as a deduction from your total income.
- Home loans also allow you to save on rent. The amount that you were paying to stay in someone else’s home can now be used to finance your tangible asset. Also, a home loan can save you from the uncertainty that you face when you are living in a rented property.
Things you need to know before signing up for home loans
- Unlike personal loans, home loans are long-term. When you get a microfinance loan or a personal loan, you pay it off within 2 to 3 years. but when you sign up for home loans, keep in mind that it will take 10-20 years to return your loan. If you are ready for this kind of financial commitment, go for a home loan for sure.
- When you purchase a home or build a house using a home loan, remember that you will not become the 100% owner of that property. You will only get full ownership of the property after making all the installments.
If you will fail to make the required installments, the bank has the authority to take legal action against you. In the worst of cases, can lead to you being evicted from the home and the bank taking possession.
Any action that you take upon the information on this website is strictly at your own risk. For more information on home loans, visit the bank’s website.
There are many online calculators like 1 trillion in crores conversion and home loan calculators in Pakistan. If you want to calculate and compare costs, then you can use Home Loan Calculator.
Currently, no bank is providing interest-free loans in Pakistan. However, the banks that we have mentioned above are offering loans on easy terms. If you meet all their requirements, you can easily get a loan against property in Pakistan. Get to know swimming pool construction costs in Pakistan.
Browse these banks and their terms and then decide which bank is best for your home loan in Pakistan. Get to know the best insurance company in Pakistan.
After building homes people are more concerned about home safety. For that, try installing a home automation system that makes your home smart.
Are you someone who has already received a home loan from any bank? If yes, then do share your personal experiences related to bank loans. We would love to hear from you. Get to know factors affecting the real estate market.
Why High Rise Living?
So, what are the benefits of High Rise Living? What’s better than living in an ordinary neighborhood? What makes it so special? And there is no doubt that it is special. See what we think high-end luxury is the best way to live!
Let’s start with the obvious. Who doesn’t love a room with a view? Who would not want to live, high above the hustle and bustle of city life, but without all the heat, noise, dust and pollution that can affect life on Earth? Just think of relaxing on your balcony with a cool breeze and a spectacular view to soothe the soul. Never having to worry about security. Just drink in all the natural light and relax with all the pleasures you could hope for, just a few moments away.
Imagine going for a 5-star meal without having to leave your building. No food for family and friends. Just get into a luxury elevator. So if you need to get rid of those extra calories, who should pay for an expensive gym membership when you have a top-notch gym right next door? Or how do you step out on a beautiful rooftop garden and pool? Relax after a hard day’s work with swimming and massage. Or how about a hangout to hang out with your newly found friends?
Location close to downtown
High-rise housing also offers an oasis of tranquility but is right next to shopping, entertainment and shopping malls. Not a long strenuous drive to work. Just a short walk or a quick drive to the office or upscale restaurants and shops. Close to sports, music, theater and entertainment venues. Everything is close.
Tension Free Comfort
Being a homeowner can be a headache. You have to take care of the building, find staff, and make sure they are reliable. Pay for different contractors like gardeners, repairmen and security. But high-end apartments are the ultimate in security and stress-free living. These kinds of responsibilities melt away when things are done for you by the building management company.
Neighbors like you
How many of your neighbors do you know? When do you have the opportunity to make new friends when you work hard all day? Luxury accommodation gives you the opportunity to meet more friends with similar backgrounds and aspirations to you. Chat in the gym. Nets with coffee. Or just relax by the pool. You have a ready network of people who appreciate the best things in life.
Watch this space for more information on that. Stay tuned to Feeta Blog for the latest updates about Luxury and Lifestyle.
Why you should move into Apartments?
Recent Apartments buildings are coming very fast, especially in Lahore, a good number of developers are developing tall or Apartment buildings in City.
I will discuss why you should move into the apartments rather than into a house.
1- Easy Maintenance
Like all we know, keeping a house is no easy task. We spend a lot of time and money to preserve the property. However, in apartment buildings most maintenance is done by the management company, so you can save your time and money while you live in an apartment.
2- Save Money
To live in the house, you must first buy the land, then build the house. In the process you have to go through different stages, most people do not have experience in this field due to lack of experience they spend a lot of their money. But in Apartment Building the builder does all the work. so your money is saved and you can see the builder progress from time to time.
3- Family Security
Security is our top priority when moving to a new city, town or building. Right now we all know the security situation in Pakistan, Most of our developed Cities have private street security guards, but the situation is not entirely helpful. In apartment buildings, new modern technology is installed to ensure that only residents can access the building. So the apartment building is quite safe compared to city security.
Most Apartment buildings offer great amenities to their guests. In everything we want to live
Great and relaxing environment. Apartment buildings offer swimming pools, gymnasiums, gardens, spas and a sauna and a children’s play area. In fully furnished apartments, guests receive the latest styling woodwork, furniture, appliances and light work, and more.
But indoors can’t have all these facilities, you only have a few but the quality is good.
5- Save Your Time
When you live in an Apartment, you can have more time for yourself because most of your needed items are available in the building, Of your own and of course, the time you have spent caring for the property can also be saved because the maintenance is mostly done by the management.
6- Short term option
This option is very good for those people who move, they can rent their apartment for a short stay, Our foreign residents can take advantage of this opportunity while they are abroad. They can easily rent their apartment, in this case, they can earn money from this apartment and their property can be kept.
7- Great Community
While you live in the apartment, we get great company in your neighborhood. Most people have barbecue parties together, they can do a gym and a children’s play area is a great area for the gathering.
So you can have a great time and community inside the building.
8- Build your savings.
Living in a house can be expensive because you have to spend money on maintenance. You have to take your garden, electrical work, and so on. But in Apartment Buildings, all these things are done by the building management company. So you can save good money at the end of the year.
Also, if you want to read more informative content about construction and real estate, keep following Feeta Blog, the best property blog in Pakistan.
Corner Apartments | Pros & Cons
Corner houses and apartments are the first choice for investment or living for all. Real estate holds high value for corner houses, and especially apartments, given that they come with their own perks.
However, there is still an ongoing debate about whether or not investing in a corner apartment is ideal, there are significant pros and cons of corner apartments that one should keep in mind while making the final decision.
In this blog, Feeta.pk discusses all the upsides and downsides to getting a corner apartment so you can make an informed choice.
Corner Apartments | Pros & Cons
Pakistan’s real estate sector is shifting towards increasing the development of vertical landscape, and this is giving rise to the availability and demand of apartments. This need for apartments is simultaneously adding to the rising demand for corner apartments. Let’s take a look at some facts that can help you decide if it’s worth it.
Why Opt for a Corner Apartment
Starting with a good note, corner apartments are everyone’s preferred choice because of multiple reasons. These reasons factor in to help you live comfortably.
As apartments typically come with balconies and a back terrace, a corner apartment actually gives you privacy in the balcony as there is only one neighboring balcony, and the other side is free. This is ideal for people who love to keep their privacy intact and have introverted personalities, thus keeping you at a distance from any nosy neighbors that you may have.
Additional Square Footage
Because of the huge infrastructure and architecture involved in elevating an apartment complex, corner apartments usually get extra square feet in their space.
Because of this, they look and feel wider than other apartments of the same building. For instance, we can understand this by taking the example of an apartment covering 850 sq. M. ft. In this, the corner apartment may be about 120 sq. M. ft. larger due to its positioning in the building. This is a very prominent advantage that makes people prefer corner apartments.
Even though apartments, generally, are great with ventilation as compared to houses, Corner apartments come out at the top. This is based on their L shaped design, which leaves more outdoor areas for ventilation. With corner apartments, we can also credit the importance of windows and how they keep the ventilation flowing, leaving your house fresh.
Having extra ventilation keeps your house temperature cool in summers, and the fresh air is great for your health. Besides this, good airflow keeps your house safe from water seepage, mold, and other issues that are likely to stem from a closed space.
Corner apartments have the most beautiful views, and that is a sure fact. This is one of the biggest reasons why people choose to live in corner apartments. With the extra balcony space, and windows around, you can enjoy the scenery any time of the day.
Even if there are no green areas around or any parks to view, you can always enjoy the night view of the twinkling lights from houses and buildings around that make a great view from the corner apartment.
Why Not Opt for a Corner Apartment
With so much value, there are a few drawbacks that can come in the way of your decision to live in a corner apartment. This may be a big factor for some, and for others, it can be insignificant.
A Lot of Sunlight
Although this remains a variable according to the location and direction facing of an apartment, corner apartments usually get more sunlight than others. This is because there is less view blocking and more windows.
This drawback may be considered as an advantage by some who live in cooler weather conditions, but in Pakistan, summers can be really harsh and the sunlight can become unbearable.
Because of their high demand and less availability, as well as the perks that come with it, corner apartments cost higher than other apartments. Real estate has a lot of demand and value for corner houses and apartments, and resale, investment, living in these is always the ideal choice for people.
People who love the benefits that come with living in a corner apartment are willing to pay more just to create a better home or invest in a better property that will give profitable returns in the future.
Prone to Noise Pollution
Even though corner flats have more privacy than other facing flats, they can have more noise overall as well. This is because they are usually situated by the roads and intersections, busy with traffic and people passing throughout the day.
This can cause disturbance for you all day and disrupt the calm environment that your home needs.
Corner Apartments -Ground Floor
These are actually on the lower end of the cost spectrum and cost like other apartments. The difference? Well, corner apartments on the ground level do have privacy and ventilation, but the airflow and scenes are not the same.
People living in such property have to keep their windows covered at all times to avoid nosy neighbors and people passing by who want a peek. Because of keeping the windows covered, the temperature and ventilation are disturbed.
Considering both factors for corner apartments, the decision eventually comes a lot to how all these things are affected by the location, city and weather of the area.
If you’re looking for a corner apartment to move into, or are deciding to for a corner housethe above-mentioned facts can help you understand according to the location you are going for.
You can find out more information about apartments and housing at our Feeta blog.
How to Get to Fairy Meadows? A Complete Guide
The exotic beauty of Pakistan; Fairy Meadows is located at the foot of Nanga Parbat at the western edge of the Himalayan mountain range in Pakistan’s northern region. The road to Fairy Meadows is a picturesque and quite dangerously high mountain track.
If you plan to travel to Pakistan, you must have Fairy Meadows on your bucket list. For more detailed info on travel guides of Pakistan, you can visit the blog page of Feeta.pk, where you can find various blogs on related topics.
In this blog you will find a complete guide to Fairy Meadows, so let’s start this virtual journey.
Some interesting facts about Fairy Meadows Pakistan
|Fairy Meadows height from sea level||3300m|
|Height of Nanga Parbat||8125m|
|Temperature||Highest 26 degrees C in July & Lowest 4 degrees C in January|
History Behind the Name
Back in 1953, Australian climber Hermann Bhul gave the name Märchenwiese which means, “Fairy Tale Meadows ”, to this place because of its eye-catching beauty. He became the first person to climb the peak of the Nanga Parbat. The local name of Fairy Meadows is “Joot”.
In 1995 the government of Pakistan declared the place as a national park.
Road to Fairy Meadows
The road to Fairy Meadows is not an easy and simple one. You need to get there by going through a few stages. First of all, you will have to go to Gilgit which is a city located in the North of Pakistan. From there you go to the Raikot bridge, then there is a jeep ride and finally a 2 hrs hike to the destination.
Steps to reach Fairy Meadows:
Follow these steps to reach Fairy Meadows.
Step 1: Go To Gilgit
Now there are a few options you have to reach Gilgit. The first one is to Fly to the city via Islamabad International Airport. Per day there are 3 flights to Gilgit from Islamabad. Fairs are also quite affordable, however, during the summer season the prices go high.
The other option you have is taking a bus from Islamabad to Gilgit. It will be an 18 hour road trip on Karakoram highway. It will cost you less as compared to the previous option; usually around Rs 2500. This bus will drop you off directly at the Raikot Bridge.
|Your Airplane||1hr, 15min|
If you want to avoid traveling through the Karakoram Highway, flying is probably a better option for you. Traveling on the Karakoram highway is enjoyable, yet very frustrating at the same time. Landsliding is very common on this route, and the passage can be blocked for hours and sometimes even for days so this unpredictability can be a bit overwhelming for travelers.
Step 2: Go to Raikot Bridge
80km south of Gilgit we have the Raikot Bridge. It is a 2 hour drive to get there. You can either take a taxi or hitchhike your way to the bridge. The taxi fare is a bit high, it’s around Rs 1000. Also, there is this NACTO bus terminal, you can get into a bus from there that will head towards Chillas.
Step 3: Scariest Jeep Ride
After you have reached the Raikot Bridge, the next destination is Fairy Meadows. There is only one way to reach Fairy Meadows, and that is taking an adventurous jeep ride. It’s a 2 hour drive.
Unlike regular, bumpy mountain rides, this one is going to be crazy. However recently the road was widened after there were a few accidents. So now the road is not as dangerous. The drivers are also experts so there is nothing much to worry about.
Fares are again a little bit high; Rs 8000 for one jeep. However, if 3 or 4 people share the jeep they can split the fare among themselves.
In case you are thinking about it, don’t try to skip the Jeep ride, unless you have no choice but to walk. Police will stop you midway so it’s not worth giving a try.
This ride alone would be one memorable experience for you. This adventure is all worth it because the end destination is the mesmerizing beauty of Fairy Meadows.
Step 4: Hike
Jeeps will pick you up from the Raikot Bridge, and drop you off at the village of Tattu. From there onwards, there is a 2 hour hike to Fairy Meadows. Before leaving the jeep, make sure you tell the driver your departure time and day.
You can also arrange horse porters if you want to. They are usually used for carrying the luggage, the rate is Rs 150 / km. You can also ride the horse up for Rs 1500.
If you want to hike, that’s not a bad option too. The hiking trail is 5km, and it takes about 2-3 hrs to reach Fairy Meadows from there. It can be very hot during summer, so you must be prepared.
Best Time To Travel To Fairy Meadows
April-May and September-October can be the best time to travel to the Fairy Meadows. Also, avoid going on weekends.
This is the time when the place will see relatively fewer travelers because this is not the peak season. There are more chances that you will get to have a place for yourself if you travel during this time, although it will be colder as compared to midsummer.
Fairy Meadows is a quite popular tourist attraction, and every year it sees lots of tourists from all around the world. That being the reason it can get really busy during the peak times like midsummer and public holidays etc.
What To Pack?
Before you start with your journey, the first and foremost things to keep in mind are where you are gonna stay and what you need to pack for it. And if it includes hiking, you must be extra well prepared.
Following are the things that you will need for your hike to Fairy Meadows.
- Any regular Shoes for Hiking
- Water-Proof Jacket
- Map App
- and of course, a backpack to carry all your stuff
Place To Stay
You can either make the reservations beforehand, or you can look around to find a good place to stay.
Ranging from Houses, cottages, hotels, camps, and wooden huts, you will see a pretty fair range of options for accommodation, from which you can choose one that suits you. There is a particular name for Fairy Meadow cottages; “Pari Mehel” which translates to “Fairy Palace”.
The average cost of one room at Fairy Meadows ranges from Rs 2000 to 3000. The most expensive one is Raikot Sarai as it charges Rs 7000 for just one night’s stay.
Raikot Sarai is a camping resort. You can take a jeep from here and that can take you to Tattu village.
Beyal Camp is another good camping place, which is at a distance of a few kilometers from Fairy Meadows. You can hike to Beyal Camp from Fairy Meadows and it takes almost 3-4 hrs.
Another tourist attraction at Fairy Meadows is the Reflection Lake. The special feature of this lake is that it shows the crystal clear reflection of the majestic Nanga Parbat aka “the killer mountain” aka the “9th highest mountain in the world”.
The place is rightfully named, Fairy Meadows. This heaven-on-earth place attracts tourists from all around the world for its beautiful views and serenity. The journey to Fairy Meadows might be long and hectic especially since it includes a hike, but when you get there you will forget it all and just won’t want to come back. You can also visit the Feeta blog where you will find more interesting and informative blogs on tourism and various other topics.
Relaxed Curves Wrapped In Mellow Monochrome Decor
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Relaxed curves and light, soft monochrome decor make a smooth minimalist statement through these two quiet modern home interiors. The laconic color palette presents clear spaces for a clear mind where one can indulge in deep thought and meditation, or enjoy deep conversation without the distraction of abundant color and tense linearity. Huge windows fill these elegant home interiors with blissful sunlight that falls softly on curved furniture silhouettes, huge round living room rugs, subtle decorative vases and architectural arches. Creamy, minimalist living spaces and bedrooms form a cohesive calm everywhere, gently lit by perimeter LEDs. Uber’s sleek modern fireplaces provide a welcoming, comfortable flare.
Our first soothing home interior has a double-height living room with huge windows that bring vast views of the city and abundant natural light. Creamy decoration reflects the daylight deep into the generously sized lounge. A modern fireplace flickers brightly inside its sophisticated understated fireplace.
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5 Design Essentials For Your Outdoor Living Space
Do you have a yard, patio, or porch? Then you, my friend, deserve to enjoy your outdoor living space. What you do with it will determine just how hospitable it can be. Decorating your outdoor living space can become just as much of a labor of love as it is with any space on the inside of your home. Choosing a theme, finding all of the right pieces, sales, and prices and putting the final touches on it once everything comes together is a lot to consider. Wondering where to start with your patio design ideas? We asked our best online interior designers for their tips and tricks so read on to see their top 5 Outdoor Living Essentials to create your perfect oasis.
Incorporate Natural Elements: Earth, Air, Fire, Water
A fireplace or fire pit creates light and warmth. It’s a gathering place and let’s be honest, somewhere to roast marshmallows. It can be used all year long, and it is a wonderful place to double as your sitting area. Place a group of chairs and a sofa in front of or around the fire for an instant focal point in your outdoor living area. Torches used to light a path or the perimeters in your yard are also a great way to incorporate fire. For more discreet ways to add the fire element to your yard, include decorative lanterns in your decor and mini table-top fire pits on your outdoor coffee and dining tables.
If you live in a very hot and humid location, you probably already have fans outside. Another way to experience the natural air element is to add features that will move with the wind. Wind chimes are a beautiful addition to your yard, on trees, and on porches. If the sound of a wind chime is not your preference, decorative spinners silently show the movement of the wind.
Outdoor rooms are already surrounded by plants and nature on most sides, but that doesn’t mean you can’t add more! Hanging plants, potted trees, or a decorative herb garden bring even more life into your outdoor living room.
Water features such as fountains built into walls provide a spot for tranquility and peace. Listening to the water stream through the feature is like listening to a very calming song. Small water features are good for a sitting area between two chairs. Large water features can be the focal point in a larger sitting area. A small pond with koi fish is another way to incorporate water and pets!
Defined Outdoor Living Spaces
“In that corner, we have the chair. Over there, is a pool. This way, you’ll find a random plant.” Is your outdoor space well-defined, or is it haphazardly thrown together with no overall vision? You can divide your outdoor space to have different areas for different purposes. If your backyard is modestly sized, a grouping of seats around a fire pit is a great way to define a space. When searching for Patio Design Ideas make note of unique ways to arrange outdoor furniture for the best conversation setting.
For a spacious lawn, several smaller spaces can be defined throughout the yard. How does a backyard with a fireplace sitting area, breakfast nook, dining table, and reading nook sound? If you feeling overwhelmed and don’t know where to start, consider online patio design. Without even having anyone come out to your home you can have 3D renderings of what your new outdoor living space will look like before making any purchases.
Outdoor Living Sitting Area
Your sitting area on the outside of your home can be much like any that you would find on the inside. A comfortable area where people congregate, and relax, is the heart of most rooms. Turn the space into an outdoor lounge with a grouping of sofas, chairs, swings or rockers that all focus or center around one point.
Covers and Shade
Protection from the sun is one of those obvious outdoor living ideas, however, it can be accomplished in a myriad of ways. Screens and retractable shades attached to porches not only provide shade, but they can protect from insects and create a defined enclosed space. A pergola with vines growing across the top serves as a beautiful feature while also blocking out some of the sun.